Get a Cash Offer for Your House in San Diego.
A real cash offer and a market-value estimate, side by side, from a licensed San Diego Realtor. Sell as is in about 7 to 14 days or on the date you choose, or list it if the numbers say you will walk away with more.
- As is. No repairs, cleaning or showings.
- Close in about 7 to 14 days, or on your date.
- Cash offer and market value compared in writing.
Get your cash offer.
Plus what your home would sell for on the market, so you can compare.
Cash offer or list it? See both before you choose.
A cash offer is a purchase with no loan behind it, so there is no appraisal or financing contingency and the sale can close in about 7 to 14 days, as is. The tradeoff is usually price. At Lovery Real Estate, Ryan Fisher gives San Diego County homeowners a cash offer and a market-value estimate with estimated net proceeds side by side, so they can choose speed or price with real numbers in front of them.
Most “we buy houses” companies can only offer you one thing: their price. Most agents can only offer you the other: a listing.
I can do both. I buy homes myself, I work with a network of cash investors, and I list homes for sellers across San Diego County. So I have no reason to push you toward one path. I show you both numbers and tell you what I would do in your shoes.
Cash offer vs. listing with Lovery.
The right answer depends on your house, your timeline and what you would net. Here is how the two paths compare.
| Cash offer | List with Lovery | |
|---|---|---|
| Timeline | About 7 to 14 days, or the date you choose | Marketing time plus a standard escrow |
| Price | Below market. On homes that need work, often around 60 to 70 percent of retail value in Ryan’s experience | Full market value, with a 100.4% median sale-to-original-list price |
| Repairs and cleanout | None. Sold as is | Only the work that pays you back, covered upfront through the Concierge Program |
| Showings | One walkthrough | Open houses and private showings |
| Certainty | No loan or appraisal to fall through | Depends on the buyer and their financing |
| Best for | Tight deadlines, major repairs, tenants, or a house you never want to deal with again | Homes in decent shape, or sellers with time to sell at full market value |
Not sure which side you are on? That is what the side-by-side numbers are for. Request your offer and you get both.
How it works, start to close.
Tell us about the house
Call or fill out the form. The address, the condition and your timeline are all we need to start.
One walkthrough
Ryan walks the property with you, in person or by video. No cleaning, no staging, no repairs first.
Two numbers in writing
A cash offer, and what the home should sell for on the market with an estimated net proceeds sheet, so you compare what you would actually walk away with.
You choose
Take the cash offer, list the home, or do nothing. No obligation and no pressure.
Close on your date
Cash sales close through a licensed escrow and title company in about 7 to 14 days, or on whatever date works for you.
Who buys your house, and how you know.
Ryan, or a vetted investor
Depending on the property, the buyer is Ryan himself or a cash investor from his network. You know exactly who is buying before you sign anything.
A licensed agent, disclosed
Ryan is a licensed California real estate agent, DRE #02110091. When he is the buyer, he tells you so in writing, and every cost shows on your net sheet before you choose.
Real escrow and title
Every sale closes through a licensed escrow and title company. Your proceeds come from escrow, never from a side deal.
When a cash offer makes the most sense.
The house needs major work
Foundation, roof, plumbing or a full gut. Sometimes repairs pay, sometimes cash wins. See how to sell a house that needs work.
An inherited or estate house
A cash offer to compare with listing once someone has authority to sell. More on our probate and trust sales page.
Tenants in place
Investors often buy occupied homes, tenants and all. The rules are in how to sell a home with tenants.
Co-owners or a divorce
One clear number everyone can see. See selling with multiple owners and selling during a divorce.
A move on a deadline
A job, a relocation or a new home already bought. Close fast, or pick a date weeks out.
No listing, no showings
Sell off market without photos online, open houses or neighbors walking through.
Why we show you both numbers.
Sometimes cash is the right call. Sometimes it would have cost the seller hundreds of thousands. Ryan has been on both sides.
Bought with the occupants still inside
A trustee inherited her father’s home with about 10 relatives living in it and the mortgage going unpaid. Ryan bought it for cash with the occupants in place, closed without ever seeing the inside, and took on the eviction himself, so the family did not have to.
Over $200,000 more than the cash path
A rural home with deferred maintenance. Investors were the obvious buyers, but about $10,000 of cleanup opened it to financed buyers, and it sold for over $200,000 more than Ryan’s estimate of the investor price.
From cash-only to $700,000
A vacant home with water damage and co-owners who disagreed. As is, Ryan estimated it would bring $300,000 to $400,000 in cash. After repairs he fronted, it closed at $700,000 in 2025.
What sellers say.
81 five-star reviews across Google, Zillow and Yelp.
“I am so grateful for Ryans help to sell a property. He pulled out all of the stops he could to help us make it happen – he had the right contacts to get things fixed easily and cheaply, and he was willing to get stuck in to bring things to a close. He persisted with open houses and showings and when the right buyer found us, he was very supportive to negotiate and represented us well.”
“Very great home selling experience with Ryan. He was very knowledgeable and communicated very well. Made sure we knew everything involved and made the process very easy for us to sell. Would highly recommend to anyone selling their home.”
“Very happy with Ryan and his marketing that took the sale of this house in a tough market and awkward time of the year during the holidays 40k over asking!! I am confident his communication skills with the other agent are what helped get this house under contract in under one week.”
“Ryan has been our go to realtor for over 6 years! He helped us buy our starter home in 2020, helped us sell it a few years later, and just recently got us into our (hopefully) forever home! He’s been absolutely fantastic to work with from start to finish. Could not recommend more.”
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About Ryan Fisher.
I’m a San Diego Realtor and the founder of Lovery Real Estate, with $57M+ in career sales on and off market. I buy, renovate and hold property myself, and I have closed multiple off-market sales from cash offers.
I grew up around Fisher Bros. House Moving, the fifth-generation California house-moving business my family ran from the 1850s, and worked in it myself before real estate. That is why I can walk a house once and tell you what the repairs really cost, and whether making them would put more money in your pocket than a cash sale.
Here are your options, here are the numbers, here is what I would do. No pressure. No sales pitch. Just results.
Cash offer questions.
The questions sellers ask before they take a cash offer. Anything else? Call (619) 651-9869.
How does a cash offer on a house work?
A cash buyer purchases the home without a mortgage, so there is no loan approval or appraisal that can fall through. Ryan walks the property once, gives you a written cash offer, and the sale closes through a licensed escrow and title company on the date you choose.
How fast can I sell my house for cash in San Diego?
A cash sale with Lovery Real Estate typically closes in about 7 to 14 days. If you need more time to move, you pick the closing date instead.
How much less is a cash offer than market value?
It depends on the house. Working with investors, Ryan Fisher has seen cash offers on homes that need work often land around 60 to 70 percent of retail value, because the buyer takes on the repairs, holding costs and resale risk. That is why Lovery shows you the cash offer and the market value side by side.
Is it better to take a cash offer or list my house?
Compare net proceeds, not headline prices. A cash offer usually wins when you face a tight deadline, major repairs, tenants or a house you do not want to deal with. Listing usually wins when the home is in decent shape and you have time to market it. Ryan gives you both numbers in writing so you can decide.
Do I need to make repairs or clean out the house?
No. A cash sale is as is. You do not need to repair, clean, stage or empty the house before the walkthrough.
Who actually buys my house?
Depending on the property, the buyer is Ryan Fisher himself or a cash investor from his network, and you know who it is before you sign. Ryan is a licensed California real estate agent, DRE 02110091, and when he is the buyer he discloses that in writing.
Are there fees or commissions on a cash sale?
Every cost is listed on your net sheet in writing before you choose, including escrow, title and any commission, so you can compare the cash path and the listing path dollar for dollar.
Can I get a cash offer and still list my house?
Yes. The cash offer comes with no obligation. Many sellers use it as a floor, compare it with the market value, and then decide whether to take it or list.
Can I sell my house for cash with tenants living in it?
Yes. Many investors buy occupied homes, and the tenants keep their rights through the sale. Ryan can explain what California and San Diego tenant rules mean for your timeline.
Can I sell an inherited house for cash?
Yes, once someone has legal authority to sell. Ryan can bring the estate a cash offer to compare with listing, and works alongside the probate attorney for the family on probate and trust sales.
What areas do you buy houses in?
Lovery Real Estate makes cash offers throughout San Diego County, including Chula Vista, Bonita, National City, North Park, University Heights, Normal Heights, La Jolla and East County.
Know your numbers before you decide.
A cash offer and your market value, side by side, from someone who can deliver either one.